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SMEL 025 – LOAN STRUCTURING AND SECURITIES

Financial Skills for Banking & Finance

Subject Summary Description
Objective To provide a framework for business lending to SME borrowers with prudent credit risk control.
Methodology Instructor led topical discussions and scenario analyses, and case studies
Audience Credit analysts, loan officers, credit marketing officers, internal audit staff and their managers.
Duration One day express session, recommended  two days
Code SMEL O25

Course Outline

LOAN STRUCTURING & SECURITIES SUMMARY DESCRIPTION
SME LENDING RATIONALE
  • PURPOSE OF SME LENDING
  • WORKING CAPITAL CYCLE ANALYSIS 
  • CASH FLOW LENDING
REPAYMENT RISK AND  MITIGATION
  • BUSINESS AND CASH FLOW  UNCERTAINTY
  • PRUDENTIAL DEBT SERVICE REQUIRMENTS
  • MITIGATING FINANCIAL INDISCIPLINE
COLLATERAL STRUCTURE
  • CREDIT PROTECTION
  • SME CHARACTERISTICS
  • ASSET QUALITY OF COLLATERAL ASSETS
LENDING SECURITIES
  • LEGAL FRAMEWORK FOR SECURITIES
  • PROPERTY MORTGAGES & DOCUMENTATION
  • OTHER SECURITIES & DOCUMENTATION

About FiNET

Financial skills are fundamental to business success. Financial skills are part of business competency today. These skills range from the basic ability to read and understand financial reports to budgeting and investment feasibility assessment to the ability to manage corporate cash flows and implementing cost control.

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+ (603) - 2116 5926
+ (603) - 4260 41992
training@finetglobal.com
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