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SMEL 024 – FINANCIAL ASSESSMENT OF THE SME

Financial Skills for Banking & Finance

Subject Summary Description
Objective To enhance the understanding of SME operations and identifying the key risks in lending to SME businesses with potential mitigating actions.
Methodology Instructor led topical discussions and scenario analyses, and case studies
Audience Credit  analysts, loan officers, credit marketing officers, internal audit staff and their managers.
Duration One day express session, recommended  two days
Code SMEL O24

Course Outline

FINANCIAL ASSESSMENT FOR SME LENDING SUMMARY DESCRIPTION
FINANCIAL ANALYTICAL TOOLS
  • FINANCIAL STATEMENT ANALYSIS
  • COMPOSITION, TRENDS AND RATIOS
  • COST REVENUE ANALYSIS
BUSINESS PROFITABILITY AND ROI
  • PROFIT MARGIN ANALYSIS
  • RETURN ON INVESTMENT
  • SUSTAINABILITY OF PERFORMANCES
FINANCIAL RISK OF THE SME
  • SOLVENCY VS. LIQUIDITY
  • SME CHARACTERISTICS
  • ASSET QUALITY AND LIQUIDITY
EVALUATION OF FINANCIAL FORECASTS
  • FUTURE BUSINESS OUTLOOK
  • CASH FLOW FORECAST ANALYSIS

About FiNET

Financial skills are fundamental to business success. Financial skills are part of business competency today. These skills range from the basic ability to read and understand financial reports to budgeting and investment feasibility assessment to the ability to manage corporate cash flows and implementing cost control.

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+ (603) - 2116 5926
+ (603) - 4260 41992
training@finetglobal.com
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