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SMEL 023 – SME CREDIT & LENDING PRACTICE

Financial Skills for Banking & Finance

Subject Summary Description
Objective To enhance the understanding of SME operations and identifying the key risks in lending to SME businesses with potential mitigating actions.
Methodology Instructor led topical discussions and scenario analyses, and case studies
Audience Loan officers, credit marketing officers, internal audit staff and their managers.
Duration One day express session, recommended  two days
Code SMEL O23

Course Outline

KEY ISSUES IN SME LENDING SUMMARY DESCRIPTION
SPECIAL CHARACTER OF THE SME BUSINESS
  • UNDERSTANDING THE SME
  • MAIN FEATURES OF SME OPERATIONS
  • IMPORTANCE OF SMES
FINANCING NEEDS OF THE SME
  • THE FINANCING STRUCTURE
  • TRADING OPERATIONS AND FUNDING
  • MANUFACTURING SMES AND FUNDING
RISK ASSESSMENT FRAMEWORK
  • MANAGEMENT & OWNERSHIP
  • ECONOMIC CONSIDERATIONS
  • BUSINESS VIABILITY & CASH FLOW
  • RISK MANAGEMENT IN THE SME
KEY RISKS AND MITIGATION
  • MAIN RISKS IDENTIFICATION
  • CREDIT RISK MITIGATION

About FiNET

Financial skills are fundamental to business success. Financial skills are part of business competency today. These skills range from the basic ability to read and understand financial reports to budgeting and investment feasibility assessment to the ability to manage corporate cash flows and implementing cost control.

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+ (603) - 2116 5926
+ (603) - 4260 41992
training@finetglobal.com
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