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FA021 – Corporate Recovery and Loan Restructuring (CRL)

Financial Skills for Banking & FinanceAugust 24, 2020finetadmin

The effects of the global economic volatilities are being felt and are getting intense. Businesses and companies will have to review their current business models and operating strategies as well as doing a critical assessment of their resource availability for any eventual situation.

Marginal companies and weak business models are likely to face more distress than others. In this respect we urge business management to very quickly review their business conditions and decide on crucial strategies and options that will protect existing business and resources, or at least develop capability to ride out any economic maelstrom.

Subject Description
Objective To provide banking managers with a framework for reviewing non performing borrowers and their prospects for business recovery and loan rehabilitation.
Methodology Instructor led topical discussions and scenario analyses, and case studies
Audience Loan officers and their managers with loan recovery responsibilities including loan audit staff and legal executives.
Duration 2 days
Code CRR

COURSE OUTLINE

Subject Description
Overview of corporate restructuring
  • Objectives of corporate recovery and loan restructuring
  • Scope of corporate restructuring
  • Alternatives to corporate restructuring
Capital and financial restructuring
  • Definition of capital and financial restructuring
  • Capital and financial restructuring proposals
  • Financial restructuring options
Business restructuring and corporate recovery
  • Business reassessment and turnaround
  • Business restructuring options
  • Requirements for successful business revival and loan recovery
Implementation of restructuring for recovery
  • Pre – conditions for business recovery
  • A checklist for a successful corporate recovery
Corporate restructuring
  • Critical success factors for business recovery
  • Future revenue, costs and cash flow
  • Capital structure & credit support

Loan recovery and new documentation
    • Re negotiating the lender’s rights
    • Protection of credit risk and credit enhancement
    • Lending covenants
    • Critical elements for successful loan restructuring

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About FiNET

Financial skills are fundamental to business success. Financial skills are part of business competency today. These skills range from the basic ability to read and understand financial reports to budgeting and investment feasibility assessment to the ability to manage corporate cash flows and implementing cost control.

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