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FA013 – Cash Flow Analysis for Business Lending (CFAB)

Financial Skills for Banking & FinanceAugust 24, 2020finetadmin

To provide banking and financial executives with an understanding of corporate cash flows and a framework for assessing business cash flow in support of credit decisions.

Subject Description
Objective To provide banking and financial executives with an understanding of corporate cash flows and a framework for assessing business cash flow in support of credit decisions.
Participants All credit executives with responsibilities for cash flow assessment and loan review.
Methodology Case studies, instructor led discussions and scenario analysis.
Duration 2 days
Code ACFA

PROGRAMME OUTLINE

Subject Description
Introduction to cash flow analysis and credit risk
  • Objective of cash flow analysis
  • Historical cash flows
  • Forecast cash flows
Historical cash flow statements
  1. Structure of historical cash flow statements
    • Sources of cash flows
    • Cash flow utilization
  2. Analyzing historical cash flows
    • Debt servicing experience
    • Cash flow composition
    • Cash flow policy and strategies
    • Cash flow indicators
Forecast cash flows and volatility
  1. Structure of cash flow projections
    • Forecast revenue and composition
    • Forecast expenditure and composition
  2. Basis of cash flow projections
  3. Debt servicing capacity
  4. Testing cash flow projections
Qualitative assessment of cash flow forecast
  • Economic and political environment
  • Management policy and strategies
  • Business and operational capacity

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  • GENERAL FINANCIAL INTELLIGENCE
  • ESSENTIAL SKILLS FOR BANKING
  • MANAGEMENT COMPETENCY
  • BUSINESS IMPROVEMENT
  • PERSONAL EMPOWERMENT

About FiNET

Financial skills are fundamental to business success. Financial skills are part of business competency today. These skills range from the basic ability to read and understand financial reports to budgeting and investment feasibility assessment to the ability to manage corporate cash flows and implementing cost control.

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  • ESSENTIAL SKILLS FOR BANKING
  • MANAGEMENT COMPETENCY
  • BUSINESS IMPROVEMENT
  • PERSONAL EMPOWERMENT

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+ (603) - 2116 5926
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training@finetglobal.com
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