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FSME 08 – LOAN APPLICATION AND NEGOTIATIONS

Finance for Business ManagersMay 23, 2025finetadmin

Subject Summary Description
Objective SME business growth relies much on bank financing which can be costly and complex in complying with borrowing terms & conditions. This requires the financial executive to navigate the process to achieve optimum financing outcome.
Methodology Instructor led topical discussions and scenario analyses, and case studies
Audience Business managers, non-financial executives,  corporate analysts and accounting executives seeking finance roles.
Duration One day express session, recommended  two days
Code FSME O8

Course Outline

LOAN APPLICATION & NEGOTIATION SUMMARY DESCRIPTION
BANK LENDING PRACTICE & CRITERIA
  • PRIORITIES OF THE LENDING BANK
  • CREDIT RISK REVIEW BY THE LENDING BANK
  • COLLATERAL AND SECURITY
THE LOAN APPLICATION & PROPOSAL
  • OBJECTIVE OF THE PROPOSED LOAN  
  • THE CONTENT OF THE LOAN PROPOSAL
  • KEY ISSUES FOR THE BORROWER
LOAN STRUCTURE AND REPAYMENT
  • TYPES OF LENDING & REPAYMENT
  • CASH FLOW AND LOAN REPAYMENT
  • COLLATERAL AND SECURITY OPTIONS
LOAN CONDITIONS AND NEGOTIATION
  • BASIC CONDITIONS & CONDITIONS
  • LOAN COVENANTS
  • NEGOTIATION OF TERMS AND CONDITIONS

Our Services

  • GENERAL FINANCIAL INTELLIGENCE
  • ESSENTIAL SKILLS FOR BANKING
  • MANAGEMENT COMPETENCY
  • BUSINESS IMPROVEMENT
  • PERSONAL EMPOWERMENT

About FiNET

Financial skills are fundamental to business success. Financial skills are part of business competency today. These skills range from the basic ability to read and understand financial reports to budgeting and investment feasibility assessment to the ability to manage corporate cash flows and implementing cost control.

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  • BUSINESS IMPROVEMENT
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