Credit Risk Management: Assessments & Tools

Code	:	CRM
Objective	:	The course is designed to develop the skills and knowledge of business managers in managing credit portfolios and ascertaining acceptable credit risk, by introducing basic analytical techniques and tools and essential credit risk analysis methodology. Participants will also acquired knowledge in effective debt management in perfecting credit risk management.
Upon completion	:	You will be able to Understand credit risk and risk management and the tools for managing credit risk Understand the collection process and its prerequisites for a successful business Select the appropriate collection strategies to improve cash flow and minimize bad debt losses Develop and formulate a credit and collection policy framework for their organizations
Methodology	:	Instructor led discussions, followed by scenario analyses, Video presentations and self reflection exercises
Who Should Attend	:	This workshop is for executives involved or responsible in formulating, enforcing and implementing credit policies, and debt collection Collection Officers Sales & Marketing Executives Credit Officers & Analyst Business Managers & Owners
Duration	:	2 days Check our Calendar for our next class

Sypnosis

As business gets competitive, suppliers of goods and services are often forced to compete on more relaxed credit terms. This raises the risk of bad debts and a potential cash flow crisis. Management, therefore, needs to be on guard for bad customers, constantly improve debtor quality and maintain regular cash flow from credit customers. Trade receivables collection is the key to good business cash flow. Effective receivable management reduces the risk of bad debts and minimizes cash flow interruption and costs of doing business.

Course Outline

I.	Introduction to credit a. Role of credit b. Implication of credit judgement c. Credit culture and practice
II.	Qualitative risk analysis a. The 5 Cs analytical approach b. Management analysis c. Environmental analysis d. Operational analysis
III.	Managing Receivables & Credit Policy a. Credit Risk Assessment b. Content of Credit Policy c. Tools in Credit Risk Management d. Understanding Collection Problems e. Content of Collection Policy
IV.	Developing Credit Score card Case Study

Downloads
registration form.xls