The Finet team comprises professionals from the accounting, banking and commercial finance disciplines. They bring
with them management experiences and industry orientation. This multidisciplinary team is an invaluable resource for
management development and acquisition of financial skills for better business decision making.
The team is led by Kenny Tay CA(M) FCCA FCMA as Managing Consultant. Kenny is a Chartered Accountant with many
years in the Asian financial services industry involving corporate banking, project finance and capital market operations.
Parallel to his financial career he was also actively involved in management development at various institutions including
the Malaysian Institute of Management, the FMM Institute and the Hornsby TAFE College, Sydney, NSW. He is now a
dedicated human capital development consultant.
Among the organizations he had worked for include the Malaysian Armed Forces Fund Board, the Chase Manhattan
Bank NA Group, the Dow Banking Corporation of Switzerland, the Royal Bank of Canada and the Asia Finance, Sydney, Australia.
The following are the key members of the Finet team. They are in turn supported by a network of commercial professionals
and industry experts from time to time
Ms. Jessica Hong
B Acc. CA(M)
Jessica is a Chartered Accountant with many years in professional practice at Price WaterhouseCoopers. Her work
experiences covered a variety of organizations across different industries in recent years. Aside from professional
accounting she has also acquired indepth knowledge and skills in credit control and account management in sales
and marketing when she was Finance Manager at Diethelm Malaysia, a Swiss based multinational trading house
with various regional operations across the world.
Currently she designs and delivers financial skills training programmes for organizations such as the Giant Group
(part of Diary Farm / Jardine Matheson Group, HK), OCBC Bank, Maxis Communications Bhd and the PNB Investment Institute.
Mr. Patrick Foo is a professional member of the British Institute of Credit Management and obtained his MBA from the
University of Missouri, USA. He has many years of experiences in credit management and credit control in the Financial
Services, FMCG, Electrical and IT industries. In the last 30 years he has held senior positions in Multinational Corporations
and was responsible for establishing their credit control departments. Among the organizations he had worked with include
National Panasonic, NEC Japan, Pengkalen Securities and F&N Coca Cola Malaysia.
His work included the design, implementation and development credit policies and credit control processes in these companies.
Presently he is actively involved in conducting public seminars and in-house consultancy in credit management and
debt management. He also undertakes assignments to develop credit policies, credit control processes and collection
procedures for SMES (small and medium sized enterprises) to enable them to obtain their ISO certification.
Thomas has more than 25 years work experience in the field of people development, team building, quality service training
and consulting. He has had trained employees from the education, healthcare, financial services, retail, direct selling,
manufacturing and telecommunication industries. His clientele includes government agencies such as the Securities
Commission, family owned businesses, public listed and multi national firms such as the UEM Group. He was the Training
Manager of OSK Holdings Bhd. and a HR specialist for a national retail company. He had also worked for 5 years with a
Singapore based training and consulting firm as their Country Manager for Malaysia.
Thomas Lai is a certified Emotional Intelligence trainer and possesses an MBA in TQM from Newport University, USA.
He has also been a part time MBA lecturer on IT Project Management, HRM and Quality and Operations Management,
Organizational Behavior and Strategic Management. Thomas has also received certification in Transactional Analysis 101.
Mr. Ganesh Sangaran
B Soc Sc.
Mr. Ganesh is an accomplished training consultant and communication specialist with over 20 years of field experiences and practice.
Ganesh was Head of the College of Sales and Marketing, Maxis Academy, a member of the Maxis Communications Bhd
Group. He is also currently President of the Toastmasters International, an international non profit organization dedicated
to encouraging self development among people in our community.
In the course of his career Ganesh has contributed in developing people and creating positive impact in executive
performances at Maxis as well as other organizations he had work with.
He holds degree in Sociology and Psychology from Universiti Malaya and is a certified practitioner for various management
and people development techniques including Neuro-linguistic programming. He is certified to conduct Think On Your Feet®
Programme and HBDI.
Ganesh oversees the development of international operations of Finet while actively involved in course design and delivery.
MRHM LLB (Lond).
Mr. Muralee is a human behaviour change specialist and his area of work aims to benefit organizations with intention of
achieving team synergy and peak performance. Muralee is a passionate training facilitator with a keen interest in human
development and company improvement.
Among the organizations he has been consulting for during the past ten years includes various insurance companies
such as Malaysian National Insurance Bhd. ING Insurance, and multinational companies such as Nestle, Pepsico
International and Petronas Malaysia.
Presently Mr. Muralee is involved in designing and development leadership development training programmes as well
as a regular training facilitator to enhance human capital and organizational effectiveness.
Mr. Arnold Kwan
Arnold Kwan is a Fellow of the Association of Chartered Certified Accountants(FCCA), with more than 20 years of experience
in the Financial Services Industry, having worked with both local and international financial institutions in various capacities.
He has experience in risks management, corporate finance, capital markets, wealth management services, offshore private
banking and commercial banking. He managed, restructured and developed new businesses for the banks he worked for .
His last posting in Malaysia was as the Chief Officer and Head of Private Banking in Citibank Berhad, Malaysia. Subsequent
to that he was the Managing Director for Malaysia, in the Private Bank in BNP Paribas Singapore until January 2008.
Arnold is presently developing new businesses and restructuring, a natural fertilizer company, human resource
development unit and a construction company with a view to regional expansion, in his capacity as a corporate
advisor. He also assists other organizations( like ACCA and FSTEP) in training as he is a practitioner and trainer
of business process improvement, banking, risk management, corporate finance and capital markets,
work-life balance, wealth management and public speaking and presentation skills.
Other members of the Finet team
The other members of the team are professional experts with various specialties such as activity based costing, credit derivatives, multicurrency loan syndication, project financing and risk management. We nominate the relevant expertise for each skills development environment. Further details are available from our offices.